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vitanorique

Financial Mastery Learning Program

Build comprehensive budgeting skills through our structured eight-month curriculum designed for progressive financial literacy development

Core Learning Modules

Our curriculum follows a carefully structured approach where each module builds upon previous knowledge. Students progress through three main competency areas, developing both theoretical understanding and practical application skills.

Foundation Banking & Budget Basics
Understanding account types, transaction tracking, and creating your first monthly budget using envelope methods and digital tools. Students learn to categorize expenses and identify spending patterns.
Debt Management & Emergency Planning
Strategic approaches to debt reduction including avalanche and snowball methods. Building emergency funds and understanding insurance basics. Practical workshops on negotiating payment plans.
Investment Fundamentals & Retirement
Introduction to RRSP, TFSA, and basic investment concepts. Understanding compound interest, risk tolerance assessment, and long-term financial planning for Canadian residents.

Assessment & Progress Tracking

We use multiple evaluation methods to ensure students master each concept before advancing. Assessment combines practical application with knowledge verification.

Monthly Budget Reviews
Students submit actual budget spreadsheets with instructor feedback on categorization, goal-setting, and variance analysis. Real financial data creates authentic learning experiences.
Scenario-Based Challenges
Case studies involving job loss, unexpected expenses, or major purchases. Students develop action plans using course concepts and present solutions to peer groups.
Progress Portfolio
Cumulative collection of financial planning documents including emergency fund tracker, debt reduction timeline, and investment goal worksheets developed throughout the program.

Eight-Month Learning Journey

Months 1-2: Financial Foundation
8 weeks
Account setup, expense tracking introduction, and basic budgeting concepts. Students complete their first monthly budget and learn banking terminology specific to Canadian financial institutions.
Months 3-5: Intermediate Planning
12 weeks
Debt strategies, emergency fund building, and insurance evaluation. Students develop personalized debt reduction plans and establish automated savings systems through hands-on banking exercises.
Months 6-8: Advanced Concepts
12 weeks
Investment basics, retirement planning, and tax optimization. Final capstone project requires students to create comprehensive 5-year financial plans incorporating all course elements.

Program Enrollment Opens September 2025

Our next cohort begins September 15, 2025, with classes running through May 2026. Small class sizes ensure personalized attention and meaningful peer interaction throughout your learning journey.

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